Opiates and Workers’ Compensation Injuries: Dangers and Solutions

In combating the epidemic of addiction, the U.S. Surgeon General has just announced plans to tackle alcohol and drug abuse, nationally—especially opioid addiction—urging doctors, policymakers and the public to ramp up efforts to combat the growing U.S. healthcare crisis.   The numbers are real!  Since 2000, the rate of overdose deaths involving opioids—Fentanyl, Percocet, Vicodin, […]

TOTAL COST OF RISK: The Five Fundamentals of Insurance

HAVE YOU EVER CALCULATED THE UNEXPECTED HIDDEN SOFT COSTS THAT BECOME A PART OF YOUR TRUE INSURANCE EXPENSES? By Christopher J. Mowery, ARM CRIS Client Service Supervisor Arthur J. Gallagher & Co. Everyone knows that premium, losses, and exposures contribute, but the true nitty-gritty of how a company could meaningfully impact their Total Cost of […]